SMALL BUSINESS ACCOUNTANTS
Big-firm expertise. Small-business relationships.
Since 2007.
Prudent Accountants was founded on a simple frustration: small businesses shouldn’t have to juggle four vendors to run their finances. For nearly two decades, we’ve been the one connected team that handles all of it, bookkeeping, payroll, CFO, and tax, for hundreds of businesses across Minnesota, Texas, and beyond.
OUR STORY
Founded in 2007 on a simple frustration.
PRUDENT ACCOUNTANTS
“There had to be a better way. So we built it.”
When Prudent Accountants opened in the Twin Cities in 2007, the founding team saw the same pattern over and over: a small-business owner with a bookkeeper who didn’t talk to their payroll provider, a CPA who only showed up in April, and no one in the building thinking about what the numbers actually meant. Every vendor optimized for their own lane. None of them optimized for the business.
That fragmented model wasted money, missed opportunities, and left owners doing the integration work themselves. We thought there had to be a better way, so we built it: one firm, one point of contact, one connected team handling bookkeeping, payroll, tax, and CFO advisory as a single continuous conversation instead of four disconnected vendors.
Nineteen years later, we’ve served hundreds of small and mid-sized businesses across Minnesota and Texas, opened a second office in Dallas, and built a team that pairs local leadership with specialized talent around the world. Dozens of those clients have grown from kitchen-table operations into businesses that hire CFOs of their own. The frustration that started this firm hasn’t gone away in the wider market, but for the businesses we work with, we’ve made it disappear.
19+
YEARS IN PRACTICE SINCE 2007
BUSINESSES SERVED ACROSS THE US
500+
“Within ninety days they cleaned up two years of bookkeeping, set up payroll properly, and helped us cut our tax bill by 18%”
SERVICES UNDER ONE ROOF:
4
Accounting & Bookkeeping, Payroll, Fractional CFO services, and Tax Strategy & Planning
TWO U.S. OFFICES:
MINNEAPOLIS, MN & DALLAS, TX
2
WHAT WE BELIEVE
Four beliefs that shape every client engagement.
These aren’t marketing taglines. They are the operating principles we use to decide who we hire, how we price, and what we recommend to a client at three in the morning when something has gone wrong.
01
Keep it simple
Financial advice gets repeated, forwarded, and acted on. So we say things in plain language. If you need a translator to understand your accountant, you have the wrong accountant.
02
Price the work, not the minute
Hourly billing punishes the questions you most need to ask. We charge a flat monthly rate based on scope, so calling us never costs extra.
03
The relationship is the product
Every client gets a single point of contact who knows your business by name. You are never re-explaining your business to whoever happens to pick up the phone.
04
Be useful, not theoretical
Strategy is only valuable if you can act on it. Every recommendation we make comes with a number, a deadline, and an answer to the question “what should I actually do next?”
HOW WE’RE BUILT
One trusted contact.
A full team behind them.
Most firms shuffle you between departments. We do the opposite. Every Prudent client works through a dedicated U.S.-based accountant who knows your business, your numbers, and your goals, backed by a team of bookkeepers, payroll specialists, tax advisors, and fractional CFOs. The result is the depth of a larger firm, U.S.-based oversight on every deliverable, and one person you can actually call.
WHY IT WORKS:
Continuity. Your point of contact stays with you year after year.
Speed. You don’t re-explain your business every time something changes.
Accountability. One person owns the relationship. Every deliverable is reviewed and signed off by U.S.-based CPAs and EAs, on secure U.S.-based systems.
Coverage. With colleagues across the U.S. offices and global offices, your work keeps moving across time zones instead of waiting on one person’s calendar.
OUR LEADERSHIP
Decades of small-business accounting, sitting at one table.
Meet the partners and directors who lead the firm from our Minnesota and Texas offices. Every client engagement runs through one of them: the people who set the standards, review the work, and stay close enough to it that you will actually talk to them. Some founded Prudent in 2007. Others have spent the last decade building it. All of them came up around small business themselves, which is exactly why we trust them to lead this one.
M.P. Singh, CPA
Co-Founder
Rai M. Kharal, EA, FAIA
Co-Founder
Ken B. Kang, CPA, MBT
Director of Accounting & Tax
OUR LOCATIONS
Two U.S. offices. One connected team.
Clients across the country.
We started in Minneapolis and opened our Dallas office in 2007. Those are our two U.S. locations, and behind them is a global team that extends our capacity and coverage. Wherever you are, we work in person, on Zoom, and in your office, whichever way works best for you.
HEADQUARTERS · SINCE 2007
Prudent Accountants, Minneapolis
1520 E 66th St,
Minneapolis, MN 55423
Get Directions
(612) 605-3178 · Mon–Fri 8am–5pm CT
Serving Twin Cities small businesses since 2007: Minneapolis, St. Paul, Bloomington, Edina, Eden Prairie, Minnetonka, Plymouth, Maple Grove, and the greater Minnesota market.
TEXAS · DFW METRO
Prudent Accountants, Frisco
5 Cowboys Way, Ste 300
Frisco, TX 75034
Get Directions
(649) 257-3311 · Mon–Fri 8am–5pm CT
Serving North Texas small businesses: Dallas, Frisco, Plano, Fort Worth, Arlington, Irving, McKinney, and the surrounding DFW metro.
No pitch. No pressure.
No prep required.
Most of our long-term clients started with a 30-minute call. We listened, asked questions, and told them honestly whether we were a fit. Sometimes we weren’t, and we said so. If you’ve read this far, you already know how we work. The next step is the same as it’s always been: tell us where things stand, and we’ll tell you what we’d do.
