INSIGHTS
Small business financial strategy, without the finance-speak.
Bookkeeping best practices, tax planning that keeps money in your business, payroll compliance, and fractional CFO thinking. The small business accounting blog is written by the team that handles this work for businesses every day, in plain English, without the fluff.
Employee or Independent Contractor? What Every Therapy Practice Owner Needs to Know
Most private practices don't begin with a business plan. They begin with a therapist deciding they want more control over how they care for clients. Maybe you left a group practice because you...
Why Your Nonprofit’s Grant Reports Don’t Match Your Financial Statements
Every nonprofit leader has experienced that meeting. Your finance committee is reviewing the monthly financial statements. A program director brings their grant budget. Someone else has a...
Starting a Private Therapy Practice? Here’s How to Build a Business That Lasts
No One Teaches Therapists How to Run a Business. Here's Where to Start. Spend enough time working with independent professionals and you start noticing a pattern. The therapists who build successful...
Why Your Rental Property Portfolio Isn’t Growing as Fast as You Expected
Most real estate investors eventually reach the same point. The market still has opportunities. The next property makes sense. Financing is available. On paper, everything looks like it's moving in...
Can Your Business Pay You Rent Without Creating Taxable Income?
Every year, business owners look for ways to reduce their tax bill. They ask about vehicle deductions, equipment purchases, retirement contributions, and home office expenses. Most of those...
Do You Really Need an LLC for Your Rental Properties?
A real estate investor purchases their first rental property. Then a second. A few years later, they've built a portfolio worth several hundred thousand dollars, maybe even more. The properties are...
Are You Paying Yourself the Right Amount as an S Corporation Owner?
A business owner recently called us with what seemed like a simple question. His company was having its strongest year since opening. Revenue was ahead of plan. Cash flow was healthy. The business...
Why Do Real Estate Investors Always Owe More Taxes Than They Expected?
One of the more common conversations we have with real estate investors starts with some version of the same question: "I thought real estate was supposed to be tax-friendly. Why do I still owe so...
Five Financial Decisions Smart Business Owners Should Make Before Q3
By the time July arrives, most business owners have a pretty good sense of how the year feels. What's interesting is that feeling doesn't always match the numbers. We've sat down with owners who...
Selling an Investment Property This Summer? Plan Your 1031 Exchange Before You Close
Summer tends to be a busy season for real estate transactions. Properties that have been sitting on the market start moving. Investors take advantage of favorable conditions. Long-term rental...
Minnesota Tax Law Changes 2026: What the New Tax Bill Means for Minnesota Taxpayers
Most people are not spending their evenings reading Minnesota tax legislation. That's probably for the best. The state's newly signed 2026 tax bill spans hundreds of pages and covers everything from...
June 15 Estimated Tax Payments Are Coming: What Small Business Owners Should Review Now
For many small business owners, April feels like the finish line of tax season. Returns are filed, documents are put away, and attention shifts back to running the business. Then, just a couple of...
Wondering what any of this looks like for your business?
The articles cover the general principles. Every business has specific details. If you’d like to bring yours to a 30-minute conversation, we’ll listen first, then only recommend what actually fits.
